We're here to help you get covered.
Looking for health insurance and feeling overwhelmed? You're not alone. Our licensed agents make it easy to find a plan that fits your needs and your budget, without the stress.
- Licensed agents, not a call center
- Free consultation
- Plans available year-round
Coverage options we help you compare
These plans can fill gaps, lower out-of-pocket surprises, or cover you between jobs. We'll explain each one in plain English.
Short Term Medical
Temporary coverage designed for doctor visits, emergency care and hospitalization while you're between plans.
Fixed Indemnity
Pays a set cash benefit for covered services. Popular with people facing high deductibles, lost wages or out-of-network costs.
Accident Medical Expense
Pre-negotiated cash benefits for covered accidental injuries, paid to help with the bills a primary plan leaves behind.
Critical Illness
A lump-sum benefit if you're diagnosed with a covered condition such as a heart attack, stroke or cancer.
Add-ons available: dental, vision, telehealth and more. Ask an agent what fits.
You may still be able to get covered, even outside Open Enrollment.
You might qualify for a Special Enrollment Period if you've recently:
- Lost your job or your health insurance
- Moved to a new city or state
- Gotten married or divorced
- Had a baby or adopted a child
- Turned 26 and aged off a parent's plan
Don't qualify? No worries. Several plan types are available year-round, and we'll walk you through your options.
See what I qualify forThree steps to a plan you understand
Tell us a little about you
Answer a few quick questions online or over the phone. It takes about two minutes and there's no obligation.
Compare options side by side
A licensed agent reviews plans available in your state and explains the trade-offs in plain language.
Enroll with confidence
Pick the plan that fits. We handle the paperwork and stay available for questions after you're covered.
We make health insurance easy.
Real people, real help
We're not a call center. You'll talk to a licensed agent who listens, explains, and makes sure you feel confident about your choice.
Honest advice, no hidden fees
We're compensated by the insurance companies, so our help is free to you. No pressure. No surprises. Just real answers.
Plans that fit your life
Individuals, families, gap coverage between jobs, coverage for life changes, and flexible options when traditional insurance doesn't fit.
Ready to explore your options?
Request a free quote online, or call and talk to a licensed agent right now.
Frequently asked questions
Does it cost anything to talk to an agent?
No. Our consultations are free. We're compensated by the insurance carriers when you enroll in a plan, and you never pay us a fee.
Are these plans the same as Affordable Care Act (ACA) plans?
No. Short term medical, fixed indemnity, accident and critical illness plans are not comprehensive major medical coverage and are not a substitute for ACA-compliant coverage. They can be a fit for gaps, budgets or supplementing another plan. Your agent will explain the differences before you enroll.
Can I get covered outside Open Enrollment?
Often, yes. Some plan types are available year-round, and life events like losing coverage, moving or having a baby may qualify you for a Special Enrollment Period.
What happens after I request a quote?
A licensed agent reviews your information and reaches out using the contact methods you chose on the form. If you'd rather not be called or texted, you can leave those boxes unchecked and we'll email you instead.
How do I stop calls, texts or emails?
Reply STOP to any text message, tell any agent you'd like to be removed, click unsubscribe in any email, or email info@carefirstinsuranceadvisors.com. Details are in our SMS Terms and Privacy Policy.